Privacy Policy

VN Credits ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our loan services.

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1. Information We Collect

Personal Information

• Full name and contact details
• PAN card and Aadhaar (KYC verification)
• Bank account and financial statements
• Property documents (for LAP)
• Business registration documents
• Income and employment details

2. How We Use Your Information

• Process loan applications and credit assessment
• Verify identity and documents
• Communicate about your loan status
• Comply with RBI and legal requirements
• Improve our services

3. Information Sharing

• Lending Partners: NBFCs and banks for loan processing
• Credit Bureaus: CIBIL, Experian for credit checks
• Verification Agencies: For KYC and document verification
• Legal Authorities: As required by law

4. Data Security

• 256-bit SSL encryption
• Secure data centers
• Access controls and audit logs
• Regular security assessments

5. Your Rights

• Access your personal data
• Request corrections
• Withdraw consent (subject to legal obligations)
• Opt out of marketing

6. Contact Us